Articles

Accident Benefits in Ontario After September 1, 2010
If injured in an accident on September 1, 2010 or after, the date of your last insurance renewal period will determine the limits on Benefits available. If your insurance contract existed prior to September 1, 2010 and has not been renewed [more...]

Accident Benefits in Ontario - Do I Qualify
In Ontario, you do not automatically qualify for accident benefits from your insurance company following a car accident. In fact, each type of accident benefit that your may be entitled to has its own qualifying criteria. This article briefly [more...]

Accident Benefits in Ontario and Home Renovations
In Ontario, people who are injured in motor vehicle collisions can receive accident benefits from their insurance company. Accident benefits are intended to cover all reasonable and necessary rehabilitation expenses. The expenses made are those [more...]

Canadian Disability Tax Credit
The Canadian government has made disability tax credits and grants available to persons with disabilities. The government recognizes that persons with disabilities incur costs of living that the average person would not have to incur and, therefore [more...]

Car Accidents - Suing the Other Driver
WHEN CAN I SUE THE OTHER DRIVER IN A CAR ACCIDENT? Many people believe that if you are injured in a car accident in a province or state that has no-fault insurance legislation, you are precluded from suing the other driver. This, [more...]

Dealing with the Insurance Company
If you have been injured in a car accident in Ontario, it is important to contact your own insurance company immediately to inquire about your accident benefits. Your insurance company will refer you to an accident benefits adjuster. Whether you [more...]

Do I Need a Lawyer?
Over the past fifteen years or so I have had the privilege of representing people that have been injured in various types of accidents. It is quite common, during my first meeting with accident victims, that I am asked if they need to hire a lawyer [more...]

Has Medical Malpractice Affected You?
Most doctors provide commendable medical care to their patients. However, on occasion even a good doctor can fail to meet the standard of care expected of a doctor of his or her background, education, and training in a given community. In the event [more...]

Illinois Car Insurance Overview
Illinois is one of the majority of states in the United States that has chosen not to implement no fault legislation. As such, whether an individual can recover medical expenses and/or loss of income typically can only be determined by knowing [more...]

Is Your Specialist Really a Specialist?
Picture this…you have a mole on your chest -- a really big one. It bleeds. It’s irregular in shape. And it doesn’t look like your other moles. Boy, did it grow fast. Your family doctor tells you she’s sending you to a specialist to check it out. It’s likely [more...]

Journaling
If an individual is seeking compensation from another person by way of a legal action , his or her attorney will often ask that person to keep a journal. Specifically, the journal should indicate how the injury is affecting his / her life on [more...]

Journal Writing - Health and Healing
Just what does Journal Writing have to do with individuals who have experienced injury, trauma or circumstances beyond their control and who want to see change? I have seen first hand the power of Journal Writing. Personally, I have [more...]

Low Back Pain
Low back pain is a significant problem for our society. It is estimated that low back pain is the most common cause of disability within the population of North AmericaNorth America. The costs of low back pain to productivity are enormous. under 40 [more...]

Massage Therapy and Stages of Traumatic Injury
Massage Therapy is the hands on manipulation of muscles, skin, tendons, ligaments and membranes of the body to develop, maintain, rehabilitate or augment physical functions, relieve pain or prevent physical dysfunction. (www.cmto.com) Massage [more...]

Michigan No Fault Insurance Overview
Michigan has one of the most extensive, comprehensive and complex No-Fault Car Insurance systems in North America. Every owner of a car in Michigan must buy certain basic car insurance coverages just to get license plates. It is illegal to drive or [more...]

Neck Pain
Neck pain is something that most of us will experience at one time or another in our lives. Although the term “neck pain” is very simple and straight forward, it is a very individual experience and the diagnosis, assessment and [more...]

New York automobile Insurance Scheme
New York is one of a number of states that have legislation mandating “No Fault” or “Personal Injury Protection” (PIP) for motorists and pedestrians. The purpose of No Fault or PIP legislation is to ensure people [more...]

No Fault Insurance In Ontario
In 1989 the Liberal Government of Ontario introduced its first legislated no-fault car insurance scheme . That legislation became effective in mid-1990.  Prior to that time Ontario relied on the traditional 'tort' or 'fault [more...]

Ohio Car Accident Recovery Scheme
Ohio is one of the majority of states that has retained the traditional “tort” or “at fault” basis for recovery for car accident victims. Ohio does have minimum insurance coverage requirements. As of the writing of this [more...]

Post-Traumatic Headache - Dont Forget the Neck
Headaches may have many different sources. They may originate from intracranial (inside the skull) pathology or present as referred pain from injury from other structures outside of the brain, including the neck and [more...]

Relief of Back Pain Through the Practice of Non-Attachment
If you have been injured and have ongoing back pain, a whole other chain of events may have unexpectedly come into play. There may be loss of energy and uncharacteristic edginess due to the back pain, discomfort and lack of ease in movement. In an [more...]

Statute of Limitations
The Statute of Limitations ( or in many Canadian provinces the Limitations Act or Limitations of Actions Act ) determines the date by which you must sue for an incident or you lose your right to sue for that [more...]

Steps in a Legal Action
Many people are shocked to learn that Ontario civil court actions may take anywhere from eighteen months to five years or more before completion. Why so long? Clearly, the steps in a legal action in Ontario's Superior Court are complex and time [more...]